Launch your own digital-asset card program. Your brand, our rails.
Issue branded Visa and Mastercard digital-asset cards under your own name in as little as 8 weeks. Plutope handles BIN sponsorship, KYC, processing, settlement, chargebacks, and the digital-asset ledger. You own the customer and the brand.
Building a card program from scratch takes years. Yours can take weeks.
A card program means BIN sponsorship, a processor, a KYC stack, a settlement engine, dispute handling, PCI compliance, and a digital-asset ledger that ties it all together. Plutope already built every layer. You plug into one API and ship a card with your name on it.
The whole stack, abstracted.
BIN sponsorship
Visa and Mastercard program access through licensed partners
Card processing
Authorization, clearing, and settlement, fully managed
KYC & onboarding
Identity verification built into the issuance flow
Digital-asset ledger
Real-time digital-asset-to-fiat conversion at point of sale
Disputes & chargebacks
End-to-end handling, so you don't staff a team for it
PCI-DSS compliance
Card data secured to the highest standard
Six hard problems. One integration.
It's still your product.
Your brand
Card design, app, name, and customer relationship are entirely yours
Your tiers
Define your own fee structure, cashback rates, and card levels
Your customers
You own the user data and the relationship, start to finish
Your economics
Set pricing and interchange share to fit your model
Launch the form factor that fits.
Virtual cards
Issue instantly, spendable in seconds via Apple Pay & Google Pay
Physical cards
Plastic or metal, your design, shipped to your users
Single-use cards
Disposable card numbers for secure online spend
From kickoff to first swipe.
Design
Choose card types, finishes, networks (Visa/Mastercard), and your program rules.
Integrate
Connect to the Plutope issuing API and sandbox. Most teams integrate in 2–3 weeks.
Certify
We run network certification and compliance review in parallel.
Launch
Go live and start issuing branded cards to your users — typically within 8 weeks.
// Issue a branded virtual card for one of your users
const card = await plutope.cards.issue({
program: "prog_yourbrand",
user_reference: "usr_3391",
type: "virtual",
network: "visa",
funding: { asset: "USDT", chain: "tron" }
});
// card.status → "active"
// card.last_four → "4471"
// card.spendable → true (Apple Pay / Google Pay ready)Real scale, from your first card.
Built for teams shipping money products.
Neo-banks
Add a digital-asset card to your app without becoming a card processor
Digital-asset wallets & exchanges
Let users spend balances directly, no off-ramp friction
Remittance & payroll platforms
Pay recipients to a card they can spend anywhere
Audit-ready, by default.
Compliant with FIU-IND reporting and AML/CFT obligations
PCI-DSS Level 1 card data security
Licensed BIN partners for Visa and Mastercard issuance
AML/CFT & KYC screening on every cardholder
vs. building it yourself.
| Capability | Plutope | Build it yourself |
|---|---|---|
| BIN sponsorship secured | 6–18 months | |
| Digital-asset ledger included | Build & maintain | |
| Time to first card | 8 weeks | 1–2 years |
| Disputes & chargebacks handled | Staff a team | |
| Compliance stack built in | Your problem | |
| Single API for everything | 5+ vendors to stitch |
What teams ask before they sign.
Book a B2B demo
Launch a branded card program on Plutope's BIN, processor, and KYC stack in 8 weeks. Tell us your tiers and target geographies.
- · Reply within 1 business day
- · Solutions engineer + commercial in the first call
- · NDA-ready architecture and pricing walkthrough