Plutope
The Plutope Card

Spend crypto. Earn crypto. Live abroad without selling a thing.

A Visa and Mastercard crypto card accepted at 200M merchants in 200+ countries. Load with USDT, USDC, BTC, ETH. Spend in any local currency. Earn up to 2.5% back in crypto.

Get your cardCompare tiers ↓
USDT
₿
Ξ
USDC
USDT
₿
Plutope Mastercard
Plutope Visa
Blue Tokai · Mumbai
+ ₹8.40 back
₹420.00
How it works

Three steps. No paperwork. No conversions you can see.

01

Fund.

Top up with USDT, USDC, BTC, ETH, or 8,000+ supported assets directly from your wallet. No exchange. No conversion fees.

02

Spend.

Tap, swipe, or Apple/Google Pay anywhere Visa or Mastercard works. We handle the conversion in real time.

03

Earn.

Get up to 2.5% back in crypto on every spend. Withdraw, hold, or compound it in Plutope Earn.

Choose your tier

Three cards. One stablecoin-native core.

Start free with Core. Upgrade when you fly more, earn more, or want the metal in your hand.

Core
Free
1.0% crypto-back on every spend
  • Cashback rate1.0%
  • Card networkVisa Platinum
  • Free ATM withdrawals$25,000 / mo
  • Airport lounge access2 visits / year
  • Partner brand discountsStandard
  • FX markup1.0%
  • WalletsApple & Google Pay
  • Physical card$9 issuance
Get Core →
Most popular
Plus
$5 / month
1.5% crypto-back on every spend
  • Cashback rate1.5%
  • Card networkVisa Signature
  • Free ATM withdrawals$50,000 / mo
  • Airport lounge access4 visits / year
  • Partner brand discountsPlus catalog
  • FX markup0.5%
  • WalletsApple & Google Pay
  • Physical cardFree
Go Plus →
Private
$50 / month
2.5% crypto-back on every spend
  • Cashback rate2.5%
  • Card networkVisa Infinite
  • Free ATM withdrawals$100,000 / mo
  • Airport lounge access8 visits / year (Priority Pass)
  • Partner brand discountsPrivate concierge
  • FX markup0.0%
  • WalletsApple & Google Pay
  • Physical cardMetal, plated black
Go Private →
Built in, not bolted on

Every feature you'd expect. None you wouldn't.

Globally accepted

200M merchants in 200+ countries. Tap, swipe, or pay online — anywhere Visa and Mastercard work.

Crypto-back, not points

Real digital assets that compound. Never expire. Withdraw to self-custody whenever you want.

Lounge access

Priority Pass on Plus and Private. Unwind anywhere you land — from Bangalore to Bogotá.

Partner perks

Discounts at curated brands across travel, fashion, and dining. Refreshed every quarter.

Apple Pay & Google Pay

Add your virtual card and spend in seconds. Physical card ships in 5–7 days globally.

Freeze in one tap

Lost it? Freeze, unfreeze, regenerate — instantly in-app. No call centers. No waiting.

Plutope card on iPhone tap-to-pay
Built for the way Gen Z spends

Your money. Your chain. Your continent.

Live in Mumbai, paid in USDT, vacationing in Bali. The Plutope card doesn't care. Spend natively across rupees, dirhams, rupiahs, and dollars — without the 3% your bank takes every time you cross a border.

200+
Countries
2.5%
Crypto-back
0%
FX on Private
Plutope vs. your bank card

The legacy card was built for a world that no longer exists.

Feature
Plutope
Bank card
Fund with crypto
Crypto cashback up to 2.5%
Spend in 200 countries
Native
With 3% FX
24/7 settlement
Bank hours
No paperwork to open
Non-custodial wallet linked
FAQ

Questions, answered.

Still curious? Our support team is in eight time zones, replying in under an hour.

USDT, USDC, BTC, ETH, SOL, and 8,000+ supported assets across seven networks. Loading is instant and there are no conversion fees beyond the FX markup of your tier.
Anywhere Visa or Mastercard is accepted — 200M merchants in 200+ countries, both online and in person, plus ATMs worldwide.
We use mid-market rates from Tier-1 liquidity providers at the moment of authorization, plus your tier's FX markup. Private is 0.0%, Plus is 0.5%, Core is 1.0%.
Core is free with 1.0% crypto-back. Plus adds Priority Pass visits, higher ATM limits, and 1.5% back. Private is the flagship: metal card, 8 lounge visits/year, concierge, and 2.5% back at 0% FX.
Crypto-back is credited to your Plutope wallet at settlement, typically within 24 hours of the transaction. It's immediately spendable, withdrawable, or compoundable in Plutope Earn.
We're live across India, the UAE, Singapore, Indonesia, the Philippines, Thailand, Mexico, and Brazil, with new markets each quarter. Sign in to check eligibility.
Plutope operates in line with FIU-IND reporting obligations and India's AML/CFT framework. Cards are issued through licensed BIN-sponsor partners under Visa and Mastercard programs.
Freeze it instantly from the app. We'll issue a replacement and you can keep spending on Apple or Google Pay in the meantime.
Only the FX markup of your tier (0–1%). There are no separate cross-border or DCC fees that legacy banks charge.
Yes. Free ATM withdrawals up to $25,000/mo on Core, $50,000/mo on Plus, and $100,000/mo on Private. Above that, a small fee applies.

One card. Every continent. Your crypto.

Order in two minutes. Spend the same day on Apple Pay. Metal arrives next week.

Get your cardFor businesses →