The Plutope Card

Spend digital assets. Earn rewards. Live abroad without selling a thing.

A Visa and Mastercard digital asset card accepted at 200M merchants in 160+ countries. Load with USDT, USDC, BTC, ETH. Spend in any local currency. Earn up to 2% back in digital assets.

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USDT

₿

USDC

USDT

₿

Payment

Blue Tokai

Mumbai

₹420.00

Blue Tokai · Mumbai

+ ₹8.40 back

₹420.00

How it works

Three steps. No paperwork. No conversions you can see.

Fund.

Top up with USDT, USDC, BTC, ETH, or 25,000+ supported assets directly from your wallet. No exchange. No conversion fees.

Spend.

Tap, swipe, or Apple/Google Pay anywhere Visa or Mastercard works. We handle the conversion in real time.

Earn.

Get up to 2% back in digital assets on every spend. Withdraw, hold, or compound it in Plutope Earn.

Choose your card

Two cards. One stablecoin-native core.

Pick Visa or Mastercard. Same 5 USD issuance, same 2% FX markup on non-USD purchases — choose the network that fits your wallet.

iPhone user? Choose Mastercard — it's the only card that works with Apple Pay.

Visa

5 USD

one-time card creation

Works with Google Pay

Pay Pay

Card networkVisa (USD)
Card creation fee5 USD / card
Settlement fee (international)1% + 0.2 USD / tx
FX markup (non-USD purchases only)2%
WalletsGoogle Pay

Get Visa →

Apple Pay ready

Mastercard

5 USD

one-time card creation

Works with Apple & Google Pay

Pay Pay

Card networkMastercard (USD)
Card creation fee5 USD / card
Settlement fee (international)1%
FX markup (non-USD purchases only)2%
WalletsApple & Google Pay

Get Mastercard →

Fee	Visa	Mastercard
Card creation fee (per card)	5 USD	5 USD
Settlement fee (international)	1% + 0.2 USD / tx	1%
FX markup (non-USD purchases only)	2%	2%
Card verification fee (domestic)	—	0.2 USD / tx
Card verification fee (international)	—	0.7 USD / tx
Authorisation fee (domestic)	0.25 USD / tx	0.1 USD / tx
Authorisation fee (international)	0.25 USD / tx	0.1 USD / tx

All fees in USD. "—" not applicable.

Fee calculator

What does a purchase really cost?

Charged in USD · no FX markup

Visa

101.45 USD

incl. 1.45 USD fees · 2.05 USD less than a 3.5% bank card

Mastercard

101.10 USD

incl. 1.10 USD fees · 2.40 USD less than a 3.5% bank card

One-time: 5 USD card creation. No monthly fee.

Exchange rates: indicative. The live rate at authorisation applies.

Built in, not bolted on

Every feature you'd expect. None you wouldn't.

Globally accepted

200M merchants in 160+ countries. Tap, swipe, or pay online — anywhere Visa and Mastercard work.

Digital-asset rewards, not points

Real digital assets that compound. Never expire. Withdraw to self-custody whenever you want.

Lounge access

Priority Pass lounge access on both Visa and Mastercard. Unwind anywhere you land — from Bangalore to Bogotá.

Partner perks

Discounts at curated brands across travel, fashion, and dining. Refreshed every quarter.

Apple Pay & Google Pay

Add your virtual card and spend in seconds. Physical card ships in 5–7 days globally.

Freeze in one tap

Lost it? Freeze, unfreeze, regenerate — instantly in-app. No call centers. No waiting.

Built for the way Gen Z spends

Your money. Your chain. Your continent.

Live in Mumbai, paid in USDT, vacationing in Bali. The Plutope card doesn't care. Spend natively across rupees, dirhams, rupiahs, and dollars — without the 3% your bank takes every time you cross a border.

160+

Countries

Asset-back

FX markup

Plutope vs. your bank card

The legacy card was built for a world that no longer exists.

Feature

Plutope

Bank card

Fund with digital assets

Digital asset cashback up to 2%

Spend in 160+ countries

Native

With 3% FX

24/7 settlement

Bank hours

No paperwork to open

Non-custodial wallet linked

FAQ

Questions, answered.

Still curious? Our support team is in eight time zones, replying in under an hour.

USDT, USDC, BTC, ETH, SOL, and 25,000+ supported assets across 13 networks. Loading is instant and there are no conversion fees beyond the 2% FX markup.

Anywhere Visa or Mastercard is accepted — 200M merchants in 160+ countries, both online and in person, plus ATMs worldwide.

We use mid-market rates from Tier-1 liquidity providers at the moment of authorization, plus a 2% FX markup on both Visa and Mastercard.

Both cost 5 USD to create and carry a 2% FX markup on non-USD purchases. Visa settles international transactions at 1% + 0.2 USD per transaction and works with Google Pay. Mastercard settles at a flat 1% and works with both Apple Pay and Google Pay.

Digital-asset rewards are credited to your Plutope wallet at settlement, typically within 24 hours of the transaction. It's immediately spendable, withdrawable, or compoundable in Plutope Earn.

We're live across India, the UAE, Singapore, Indonesia, the Philippines, Thailand, Mexico, and Brazil, with new markets each quarter. Sign in to check eligibility.

Plutope is a PMLA-compliant VDA business (FIU-IND registration pending) operating in line with India's AML/CFT framework. Cards are issued through licensed BIN-sponsor partners under Visa and Mastercard programs.

Freeze it instantly from the app. We'll issue a replacement and you can keep spending on Apple or Google Pay in the meantime.

Only a 2% FX markup when the merchant charges in a non-USD currency. There is no cross-border fee on card spend and no hidden DCC fees that legacy banks charge.

Yes. Both Visa and Mastercard work at ATMs worldwide wherever their networks are accepted. Standard ATM operator fees may apply.

One card. Every continent. Your digital assets.

Order in two minutes. Spend the same day on Apple Pay. Metal arrives next week.

Get your card For businesses →